Account access 24 hours a day, 7 days a week

Thousands of locations bearing the NYCE and Cirrus logos

Confidential Personal Identification Number for safety

Regular Shares Accounts

Christmas Club Accounts

Vacation Club Accounts

Auto Insurance Club Accounts

Individual Retirement Accounts

Certificate of Deposits

Money Market Accounts

First 50 checks free

No per check fees

No monthly service fee with $100 or more balance

Line-of-credit Overdraft Protection for those who qualify

Monthly statements for reconciling

Free checks for retirees with Direct Deposit

Home Equity

Automobile (new,used, and refinancing available)

Home Improvement

Time Notes

Revolving Credit

Secured Share

Mortgages (conventional, FHA, and VA)

Many others to fit your individual needs

Touch-tone phone access

Account access 24 hours a day 7 days a week

Available toll free at 800-259-0742

Be sure to have your account numbers and PIN ready when you call.

Competitive interest rates

No annual fee

25 day grace period on all new purchases

Cash advances through ATM´s

No cash advance fee

Money Orders

Travelers Checks/Gift Cheques/Cheques-for-Two

Telephone transfers

Notary Service

Group Insurance Programs

Used care price guide

Direct Deposit of payroll, pension, social security and government checks.

Amusement park discount tickets, Auto Show tickets, etc.

Service Centers for completion of basic transactions - located throughout michigan with extended hours.

Payroll deduction for easy saving and loan repayment.

24 hour ATM service

United States Quarter Program

Wire Transfers